If you are having difficulty making your mortgage payments and the sale price of your property cannot pay off the loan, a short sale may be a solution. In a short sale a request is made to the bank to accept less than the full payoff of the loan. In a short sale, it is customary that the bank pays closing costs and our commissions. In most cases owners have no costs at closing and in some cases receive funds from the lender for moving assistance. We are experts in short sales, having dealt with all the major banks and a wide array of smaller institutions, as well as IRS and State tax liens. For a short sale it is essential that you choose an experienced and diligent agent as there are both tax and legal consequences involved.